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Items We Buy/Sell/Loan in the Monterey Bay Area

Have you fallen on difficult times lately? Could you use some extra cash to help you pay bills before your next payday? Have you ever considered selling or loaning your high-end items to a pawn shop as collateral for a temporary pawn loan? In business for over 20 years, Salinas Pawn, Watsonville Pawn, and Seaside Pawn strive to make your buy/sell/loan experience with us in the Monterey Bay as smooth as possible. Whether you have gold, silver or platinum jewelry, brand-new power tools or a laptop or gaming system to sell or loan, we accept a variety of merchandise ranging from electronics and jewelry to tools and musical instruments.

Our Inventory Changes Daily – Pay Us a Visit Today

Our inventory changes daily – you never know what you’ll find here! If you’re looking to buy high-end items at lower prices than most retailers, we offer a large selection for you to browse in our three convenient pawn shop locations. We even offer layaway on certain items, accepting down payments and allowing you to pay off your remaining balance within 30 days to receive your item. Our selection of items for buy/sell/loan in the Monterey Bay area includes, but isn’t limited to, the following:

How Our Temporary Pawn Loans Work at Salinas Pawn, Watsonville Pawn, and Seaside Pawn

In accordance with California state laws governing pawn shops, our pawn loans typically last about four months with a 10-day grace period. APR interest rates vary from 2% to 35.99% and are based on the value of your collateral, as well as the length of your loan. All rates and terms of loans are strictly regulated by the State of California. For example, let’s say you wanted to finance $2,500 at an APR of 24.12% for four months. The total interest charged would be $201, bringing your total interest and principal balance to $2,701.

You may renew your pawn loan with us at any time, and you can rest assured that we’ll loan you the maximum amount we deem possible on your merchandise. Because we understand that you have other things to do, our staff strives to get you in and out of our three convenient pawn shops in the Monterey Bay area (Salinas Pawn, Watsonville Pawn and Seaside Pawn) as quickly as possible. Please contact us with any questions or concerns you may have or to request a free item evaluation!

Free Evaluations Available!