A Trusted Monterey Bay Area Pawn Shop for 20+ Years
For over 20 years, Salinas Pawn, Watsonville Pawn, and Seaside Pawn have built a reputation for treating our customers in the Monterey Bay area with the utmost courtesy, respect and efficiency. When you bring in an item to buy, sell or loan our pawn shop, we’ll carefully assess it for its purity and value, weighing it when appropriate, in order to make you a fair cash offer. Our representatives always take the necessary time to explain how our appraisal process works and how we ultimately arrived at whatever value that was quoted to you. And thanks to our efficiency, you never have to wait long for your payment. We quickly write up your sale or loan and pay you in cash immediately!
Licensed and Regulated by the Department of Justice
Salinas Pawn, Watsonville Pawn, and Seaside Pawn are licensed and regulated by the Department of Justice, as well as local police departments. We’re also licensed as a second-hand dealer with a retail sales business permit. The main difference between buying an item in a pawn shop versus buying the same item at a retail store is the price. Pawn shops are an ideal place to find great deals on jewelry, electronics, tools and more at one-half or one-third of the retail price. For your peace of mind and protection, we always work closely with local law enforcement to ensure that all items sold in our pawn shop have not been stolen. In fact, less than one-fifth of one percent of all collateral is even suspect as having been misappropriated in any way.
Interest-Free MLA Loans for Active Military/Dependents
In accordance with California state laws governing pawn shops, our pawn loans typically last about four months with a 10-day grace period. APR interest rates vary from 2% to 35.99% and are based on the value of your collateral, as well as the length of your loan. All rates and terms of loans are strictly regulated by the State of California. As a thank you to our service members, we also offer interest-free loans to Military Lending Act (MLA) qualified active military or dependents of active military. To learn more about the terms and conditions of our loans, please feel free to contact us!